It probably takes about two hours from submitting your documents to receiving a response, but it all depends on the company or bank you're applying to. However, I recommend carefully reading all the details of the agreement before confirming.

Following a negative experience with hidden fees shared by a friend, I spent a whole day learning how the approval process actually works at digital lending institutions in the Philippines. Cash advance apps typically rely on proof of ID and a quick credit check, so having a valid government-issued ID significantly reduces the wait time. There are various loan providers available these days; for example, I suggest reading reviews of Cashalo ​https://loanfinder.ph/cashalo/​​​